A family-run insurance agency in Wilmington, NC
Coastal Shield Insurance is a family-run, independent agency based in Wilmington, North Carolina. How an agency behaves on an ordinary Tuesday tells you how it will behave after a storm, and we built this one to be the same on both days.
Real people answer the phone, explain coverage in plain English, and review your policies every year as life changes. There is no call center and no phone tree.
Family owned & runWilmington, NCWhat we stand for
What we will not compromise
Honest advice first
We educate before we sell. Annual reviews, walk-throughs at quote time, and straight answers even when the answer is you do not need this.
More than twenty carriers
We work for you rather than a single carrier. More than twenty vetted, A-rated companies compete for your policy, and you see what each one returns.
Here for the long haul
The same team from your first quote through a claim. We live on this coast too, and our name is on the door.
Our story
Twenty years in the business, one belief the whole way
Coastal Shield was built on more than two decades of licensing and agency experience across property, casualty, life, and health, and on the conviction that all of it should be explained in plain English. We compare policies from trusted national and regional carriers to fit coverage to your life, not the other way around.
We know the storms, the flood maps, and the market here because we live with them too. Our office sits on Castle Hayne Road in Wilmington, and the people who quote your policy are the same ones who answer when you call about a claim.
We measure ourselves the way a local agency should be measured: renewals, referrals, and reviews, a 98% client satisfaction rate we work to re-earn every year.
4.9 Google rating, from real clients
20+ A-rated carriers we vet and shop
16 Coastal NC communities served
1 day Typical quote turnaround
Let’s start with a conversation.
Tell us what you need covered and a real person follows up the same business day.