Homeowners insurance for coastal and inland properties
At Coastal Shield Insurance, we provide comprehensive homeowners insurance designed to protect your investment, belongings, and financial well-being.
Whether you own a primary residence, vacation home, rental property, or condominium, our policies offer reliable protection against unexpected events.
What does our homeowners insurance cover?
Dwelling protection
Covers damage to your home’s structure from fire, wind, hail, and other covered risks.
Other structures
Includes fences, sheds, detached garages, and other separate structures on your property.
Personal property
Protects furniture, electronics, and other personal belongings from theft, fire, and other covered events.
Liability coverage
Helps pay for legal expenses and damages if someone is injured on your property.
Loss of use
Covers temporary living expenses due to a covered loss.
Wind and hail
(additional option)Often required as a separate policy in coastal regions, this coverage helps protect your property.
Flood
(additional option)Essential coverage for flood-related damage, as standard policies do not include flood protection.
Valuable items
(additional option)Provides coverage for high-value belongings such as jewelry, artwork, collectibles, and prized possessions.
Who needs homeowners insurance?
Primary homes
Full-time residences requiring homeowners insurance.
Secondary homes
Secondary properties that need specialized coverage.
Rental properties
Investment properties or homes listed on online platforms.
Condominiums
Owners who need coverage beyond their association’s policy.
Your partner for reliable insurance solutions
Multiple carrier options
As an independent agency, we shop policies from multiple trusted insurers to ensure you get the best rates and comprehensive coverage available.
Personalized coverage
We assess your home to recommend the best policy, tailoring every detail to fit your specific property, lifestyle, and long-term financial goals.
Local expertise
We assess your home to recommend the best policy, tailoring every detail to fit your specific property, lifestyle, and long-term financial goals.
Exceptional service
Our team takes the time to answer your questions, acting as your dedicated advocate from the first quote to the final claim.
Real stories from our clients
We could talk about our coverage options all day, but our clients tell the story better.
5.0 review on
Sandi Burner
The absolute best insurance agency around. They are responsive, provide excellent options, and stay in touch until you are satisfied. I wouldn’t go anywhere else for my insurance needs.
5.0 review onDawn D.
The customer service at Coastal is exceptional. Madisyn kept me updated throughout the entire process and got us a great rate. She’s always available and explains things clearly.
5.0 review onNeil Cotiaux
I`ve dealt with hundreds of customer service reps over the decades and I can say without reservation that Anna is in the Top 1% of service. She exudes warmth and total responsiveness throughout the entire process while meeting her client`s needs. Coastal Shield Insurance made life simpler and we are delighted to have them as our go-to insurer.
5.0 review onDawn DiBrino
Absolutely thrilled with the service Anna provided for both our car and homeowners insurance. She went above and beyond for us and our savings was remarkable! I highly recommend anyone looking for top notch insurance solutions to contact Anna!
5.0 review onDarrell Macdonald
I’ve been a customer of Coastal Shield Insurance for over 5 years now and wouldn’t do insurance business with anyone else. This agency is customer first with quality service 100%. If there’s an insurance need, they have you covered. They’re loyal, honest, and there when you need them the most!
5.0 review onRenee Turano
The best customer service! Day or night, weekday or weekend, you can count on Coastal Shield Insurance!! Very dependable and pleasant staff!!
5.0 review onKristen Keller
Teresa and Anna at Coastal Shield are amazing! I was unaware that my mortgage company did not pay my homeowner insurance policy out of my escrow. Without their due diligence, my home would have continued to not be covered with insurance. This is superb customer service! Highly recommend Coastal Shield Insurance!
5.0 review onDave Miller
The customer service at Coastal is exceptional. Madisyn kept me updated throughout the entire process and got us a great rate. She’s always available and explains things clearly. 5+ stars !
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