Additional liability protection for added peace of mind
Umbrella insurance provides an extra layer of liability protection beyond the limits of your existing home, auto, or recreational policies. At Coastal Shield Insurance, we help individuals and families protect their assets, savings, and financial future from unexpected liability claims and legal expenses.
What does our umbrella insurance cover?
Excess liability protection
Additional liability coverage beyond the limits of your existing insurance policies.
Legal defense costs
Helps cover attorney fees, court costs, and legal expenses for covered claims.
Bodily injury liability
Protection if you are held responsible for injuries to another person.
Property damage liability
Coverage for damage caused to someone else’s property.
Personal liability situations
Additional protection for incidents that may occur outside standard home or auto coverage.
Rental property liability
Coverage options for landlords and investment property owners.
Recreational vehicle liability
Protection for boats, motorcycles, and other recreational vehicles.
Asset protection
Helps safeguard personal savings, investments, and future earnings from major claims.
Who needs umbrella insurance?
Homeowners
Additional liability protection beyond standard homeowners insurance.
High-net-worth individuals
Protection for personal assets and long-term financial security.
Rental property owners
Landlords with increased personal liability exposure.
Recreational vehicle owners
Additional protection for boating and recreational activities.
Your partner for reliable insurance solutions
Multiple carrier options
As an independent agency, we shop policies from multiple trusted insurers to ensure you get the best rates and comprehensive coverage available.
Personalized coverage
We assess your home to recommend the best policy, tailoring every detail to fit your specific property, lifestyle, and long-term financial goals.
Local expertise
We assess your home to recommend the best policy, tailoring every detail to fit your specific property, lifestyle, and long-term financial goals.
Exceptional service
Our team takes the time to answer your questions, acting as your dedicated advocate from the first quote to the final claim.
Real stories from our clients
We could talk about our coverage options all day, but our clients tell the story better.
5.0 review on
Sandi Burner
The absolute best insurance agency around. They are responsive, provide excellent options, and stay in touch until you are satisfied. I wouldn’t go anywhere else for my insurance needs.
5.0 review onDawn D.
The customer service at Coastal is exceptional. Madisyn kept me updated throughout the entire process and got us a great rate. She’s always available and explains things clearly.
5.0 review onNeil Cotiaux
I`ve dealt with hundreds of customer service reps over the decades and I can say without reservation that Anna is in the Top 1% of service. She exudes warmth and total responsiveness throughout the entire process while meeting her client`s needs. Coastal Shield Insurance made life simpler and we are delighted to have them as our go-to insurer.
5.0 review onDawn DiBrino
Absolutely thrilled with the service Anna provided for both our car and homeowners insurance. She went above and beyond for us and our savings was remarkable! I highly recommend anyone looking for top notch insurance solutions to contact Anna!
5.0 review onDarrell Macdonald
I’ve been a customer of Coastal Shield Insurance for over 5 years now and wouldn’t do insurance business with anyone else. This agency is customer first with quality service 100%. If there’s an insurance need, they have you covered. They’re loyal, honest, and there when you need them the most!
5.0 review onRenee Turano
The best customer service! Day or night, weekday or weekend, you can count on Coastal Shield Insurance!! Very dependable and pleasant staff!!
5.0 review onKristen Keller
Teresa and Anna at Coastal Shield are amazing! I was unaware that my mortgage company did not pay my homeowner insurance policy out of my escrow. Without their due diligence, my home would have continued to not be covered with insurance. This is superb customer service! Highly recommend Coastal Shield Insurance!
5.0 review onDave Miller
The customer service at Coastal is exceptional. Madisyn kept me updated throughout the entire process and got us a great rate. She’s always available and explains things clearly. 5+ stars !
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