Flood insurance protection for coastal and inland properties
Flooding can happen almost anywhere, even outside high-risk flood zones. At Coastal Shield Insurance, we help homeowners, landlords, and businesses secure flood insurance designed to protect against costly water-related damage that standard property insurance policies do not cover.
What does our flood insurance cover?
Building coverage
Protection for your home or building structure from covered flood-related damage.
Personal property coverage
Helps replace belongings, furniture, electronics, and appliances damaged by flooding.
Electrical and plumbing systems
Coverage for important systems damaged by floodwaters.
Foundation protection
Protection for covered structural elements and foundation-related damage.
Detached structures
Coverage options for garages and additional structures on your property.
Basement coverage
Limited protection for certain basement systems and equipment.
Commercial flood protection
Coverage solutions available for businesses and commercial properties.
Excess flood coverage
Additional protection beyond standard flood insurance policy limits.
Who needs flood insurance?
Coastal homeowners
Properties exposed to hurricanes, storm surge, and heavy rainfall.
Inland property owners
Homes outside flood zones that may still face flood risks.
Rental property owners
Investment properties requiring additional flood protection.
Commercial property owners
Businesses looking to minimize losses from flooding events.
Your partner for reliable insurance solutions
Multiple carrier options
As an independent agency, we shop policies from multiple trusted insurers to ensure you get the best rates and comprehensive coverage available.
Personalized coverage
We assess your home to recommend the best policy, tailoring every detail to fit your specific property, lifestyle, and long-term financial goals.
Local expertise
We assess your home to recommend the best policy, tailoring every detail to fit your specific property, lifestyle, and long-term financial goals.
Exceptional service
Our team takes the time to answer your questions, acting as your dedicated advocate from the first quote to the final claim.
Real stories from our clients
We could talk about our coverage options all day, but our clients tell the story better.
5.0 review on
Sandi Burner
The absolute best insurance agency around. They are responsive, provide excellent options, and stay in touch until you are satisfied. I wouldn’t go anywhere else for my insurance needs.
5.0 review onDawn D.
The customer service at Coastal is exceptional. Madisyn kept me updated throughout the entire process and got us a great rate. She’s always available and explains things clearly.
5.0 review onNeil Cotiaux
I`ve dealt with hundreds of customer service reps over the decades and I can say without reservation that Anna is in the Top 1% of service. She exudes warmth and total responsiveness throughout the entire process while meeting her client`s needs. Coastal Shield Insurance made life simpler and we are delighted to have them as our go-to insurer.
5.0 review onDawn DiBrino
Absolutely thrilled with the service Anna provided for both our car and homeowners insurance. She went above and beyond for us and our savings was remarkable! I highly recommend anyone looking for top notch insurance solutions to contact Anna!
5.0 review onDarrell Macdonald
I’ve been a customer of Coastal Shield Insurance for over 5 years now and wouldn’t do insurance business with anyone else. This agency is customer first with quality service 100%. If there’s an insurance need, they have you covered. They’re loyal, honest, and there when you need them the most!
5.0 review onRenee Turano
The best customer service! Day or night, weekday or weekend, you can count on Coastal Shield Insurance!! Very dependable and pleasant staff!!
5.0 review onKristen Keller
Teresa and Anna at Coastal Shield are amazing! I was unaware that my mortgage company did not pay my homeowner insurance policy out of my escrow. Without their due diligence, my home would have continued to not be covered with insurance. This is superb customer service! Highly recommend Coastal Shield Insurance!
5.0 review onDave Miller
The customer service at Coastal is exceptional. Madisyn kept me updated throughout the entire process and got us a great rate. She’s always available and explains things clearly. 5+ stars !
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